Frequently asked questions.

What makes you different than every other realtor out there?

I believe when you are passionate and happy about your job, you do your best work. I have found a job that I truly love and enjoy and believe it shows in every transaction and interaction I make. I have worked in the medical field in very high pressure situations, and was able to thrive in the high stress environment. Real estate is a comparable beast, and the quick pace and high pressure situations don't scare me but rather excite me and allow me to thrive when going to bat for my customers. 

Additionally, I know Austin like the back of my hand. As a resident of Austin for over 15 years, I've lived through Austin's growing period and many changes throughout the different areas. I can seamlessly become your liaison to help find the best area that suits your needs.

Overall, I am down to earth and love making this process fun for you! This is an exciting but stressful time, and I find it my role to make it as enjoyable for you so we can make your home buying dreams come true.

Who pays for a realtor in a transaction?

In Austin, the seller typically pays the commission to both the buyer’s agent and the seller’s agent.  This should be a pre-negotiated price and can vary in each transaction.  

What/who is a broker and what is the difference between a broker and a licensed real estate agent?

A broker is someone who has additional training beyond the realtor licensing and training. Additionally, they must have three years as a licensed agent.  Not all real estate agents become brokers, but all real estate agents must be under a qualified broker to facilitate transactions. 

What is the first step to buying a home?

The first step to buying a house is talking with a realtor and/or lender. I would love to start this pressure-free conversation with you, and you can get in touch with me here. The lender will talk you through the pre-approval process to get approval for a certain amount to be used towards a home purchase. This amount is based on a number of factors, including debt to income ration, credit score, and cash on hand. There are many resources to help prepare you for this process and increase your changes of getting a higher approval amount. I would love to help with any introductions needed, and have numerous resources and contacts of the home buyer PDF on the Resources tab.

How long does it take to buy a home?

This can vary! Some clients have found a home the first time they go look. For others, especially in this market, it can take several weeks to maybe months to find a home and go under contract. Once under contract, the process is usually 28-35 days, depending on the close date in the contract.  This can also vary based on lending needs or if the purchase is a cash purchase. 

Is now a bad time to get in the market? Will the market “crash?”

While I wish I had a magic 8 ball to predict the answer, there is no way to tell.  Current economists and forecasts predict Austin home prices to keep rising with the market demand. More and more technology companies are moving to Austin, keeping the demand steady with no bubble burst predicted anytime in the near future.  Currently, the Austin market median home prices are rising on average 15-25% year over year, with no end in sight to rising prices and demand.  This, along with lower interest rates, makes Austin an attractive market to invest in a home.  Info from: https://www.noradarealestate.com/blog/austin-real-estate-market/

How much do I need to save to buy a home?

This can also vary! For new homebuyers, you may be able to save 3 to 3.5% for a downpayment and 3% for closing costs. You may even qualify for assistance as many programs exist to facilitate this process, especially for first time home buyers. This is where speaking with a lender ASAP is key!

How do I know what my property taxes will be?

To estimate your real estate taxes, you simply multiply your home's assessed value by the levy (What is a levy? - click here). So if your home is worth $200,000 and your property tax rate is 4%, you'll pay around $8,000 in taxes per year.  For assistance, here is a basic resource for an estimate: Smart Asset Calculator